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"Can you replace OpenAI’s Chat GPT with DeepSeek, an open-source platform, for only $6 million? The answer is no you can’t."

"I believe that while DeepSeek-R1's achievements are noteworthy, it's not time to dismiss ChatGPT."

"DeepSeek might not aim to completely replace ChatGPT."

"By the end of January 2025, DeepSeek had overtaken ChatGPT as the most downloaded free app on the Apple App Store in the US."

Charlotte Edmond

"After all this [the rise of DeepSeek's AI capabilities], one thing is clear: No throne is safe, not even for ChatGPT."

"Open source models [DeepSeek] are surpassing closed ones [ChatGPT]."

DeepSeek's "immense capabilities surpass rivals like Open AI's ChatGPT, Google's Gemini, and Meta AI's Llama."

"ChatGPT's fall from grace could arguably happen faster than its ascendency in 2022."

Will DeepSeek Replace ChatGPT?

OpenAI launched a personal finance feature in preview for ChatGPT Pro subscribers in the U.S., allowing users to connect bank accounts, credit cards and investment portfolios via Plaid across more than 12,000 financial institutions, including Chase, Fidelity and Robinhood.

OpenAI launched a personal finance feature in preview for ChatGPT Pro subscribers in the U.S., allowing users to connect bank accounts, credit cards and investment portfolios via Plaid across more than 12,000 financial institutions, including Chase, Fidelity and Robinhood.

The tool, which costs $200 per month for Pro users, generates a dashboard covering portfolio performance, spending activity, active subscriptions and upcoming payments. OpenAI plans to expand access to Plus subscribers after gathering feedback from early users.

The tool, which costs $200 per month for Pro users, generates a dashboard covering portfolio performance, spending activity, active subscriptions and upcoming payments. OpenAI plans to expand access to Plus subscribers after gathering feedback from early users.

The feature operates on read-only permissions, meaning ChatGPT can view balances, transactions, investments and liabilities but cannot see full account numbers or initiate financial transfers on a user's behalf.

The feature operates on read-only permissions, meaning ChatGPT can view balances, transactions, investments and liabilities but cannot see full account numbers or initiate financial transfers on a user's behalf.

Users can disconnect accounts at any time via Settings > Apps > Finances, after which synced data is deleted from OpenAI's systems within 30 days. Financial memories — saved details such as savings goals or debts — can also be viewed and deleted from the Finances page.

Users can disconnect accounts at any time via Settings > Apps > Finances, after which synced data is deleted from OpenAI's systems within 30 days. Financial memories — saved details such as savings goals or debts — can also be viewed and deleted from the Finances page.

The launch follows OpenAI's April acquisition of Hiro, a personal finance startup backed by Ribbit, General Catalyst and Restive. OpenAI credited Hiro's financial expertise as a contribution to the product but stopped short of attributing the feature solely to that team.

The launch follows OpenAI's April acquisition of Hiro, a personal finance startup backed by Ribbit, General Catalyst and Restive. OpenAI credited Hiro's financial expertise as a contribution to the product but stopped short of attributing the feature solely to that team.

The feature is powered by GPT-5.5 Thinking, which OpenAI says scored 79 out of 100 on an internal personal finance benchmark developed with over 50 finance professionals. OpenAI has stated the tool "is not a replacement for professional financial advice."

The feature is powered by GPT-5.5 Thinking, which OpenAI says scored 79 out of 100 on an internal personal finance benchmark developed with over 50 finance professionals. OpenAI has stated the tool "is not a replacement for professional financial advice."

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AI: Safety and Regulations

OpenAI launches ChatGPT for personal finance, will let you connect bank accounts

ChatGPT Adds Personal Finance Tool for Pro Users

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