Banks have legitimate authority to terminate customer relationships when transactions fall outside their risk tolerance, particularlyespecially in cases involving cryptocurrency, which posesraises concerns about fraud and money laundering concerns. RBC provided proper notice and followedadhered to standard procedures for account closure, givingallowing Chipiuk reasonable time to transition to another institution. The bank'’s questionsinquiries aboutinto her crypto activities were likely routine fraud prevention measures, not politicalpolitically motivated targeting.